| |
| Checking Accounts |
 |
| |
Capitol Checking |
Traditional Checking |
|
| More Information |
Contact Us>>
Application>>
|
Contact Us>>
Application>> |
| Product Description |
Free checking |
Second chance checking to get your finances back on track |
| Minimum to Open |
$25 initial deposit |
$25 initial deposit |
| Minimum Balance to Maintain |
$0 |
$0 |
| Monthly Maintenance Fee |
FREE |
Yes, $10 monthly, waived with direct deposit or after nine (9) consecutive months of no NSF/ overdraft activity. |
| Minimum to Earn Interest |
$700 average daily balance |
$700 average daily balance |
| Interest Rate |
View Current Rates |
View Current Rates |
| Compound Frequency |
Monthly |
Monthly |
| Card Access |
First ATM/Debit Card FREE**
Yes; Free unlimited access at any SECU machine and up to 4 transactions per month on non—SECU owned machines without charge*
Fee Schedule |
First ATM/Debit Card FREE**
Yes; Free unlimited access at any SECU machine and up to 4 transactions per month on non—SECU owned machines without charge*
Fee Schedule |
| Checks |
FREE first order of 50 checks |
FREE first order of 50 checks |
| eStatements |
Yes |
Yes |
| Home Banking |
Yes |
Yes |
| Auto Response |
Yes |
Yes |
| Payroll Deduction |
Yes |
Yes |
| Overdraft Protection |
Yes |
Yes |
| NCUA Insured up to $250,000 |
Yes |
Yes |
*Factors influencing this decision include a credit report review and a ChexSystems investigation that reveals any outstanding balance due to another financial institution or an account closed for unsatisfactory handling. Cards are subject to additional fees from that financial institution if they use foreign (not owned by SECU) ATMs.
**Available only on checking accounts in good standing.
Click here to apply for a checking account. Please see our Fee Schedule for any applicable fees related to our checking accounts.
VISA Debit/Check Cards
It's like having your checkbook and ATM card all in one. Learn More>>
Overdraft Protection
Avoid the expense and inconvenience of overdrafts with overdraft protection from SECU. We automatically set up overdraft protection to your primary savings account. There is a $2.00 fee each time the credit union transfers funds from your savings account to your checking account to cover a draft. If you would like a different account (other than primary savings) used for overdraft protection or if you have questions, please contact the credit union.
More Products
|
